THE SUSTAINABILITY CLOUD®

Get Insurance Portfolios PCAF ready in just 30 Days

Measure and manage financed emissions across investment portfolios and underwriting activities. Meet Solvency II climate risk requirements,, and regulatory expectations while supporting policyholders’ transition to net-zero.

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Empowering insurance leaders in their climate risk management

Your journey to PCAF compliance starts here

Investment Portfolio Emissions

Calculate financed emissions across equity, bond, and alternative investment portfolios using PCAF methodology. Covering asset classes including property, motor, commercial, and life & health insurance lines.

Insurance-Associated Emissions

Track emissions from underwriting activities including property, motor, and commercial insurance lines.

Solvency II Integration

Embed climate risk metrics into capital adequacy assessments and regulatory reporting.

Underwriting Risk Assessment

Integrate physical and transition climate risks into pricing and portfolio management decisions.

Investment Portfolio Coverage

  • Listed Equity & Bonds: Automated financed emissions calculations with real-time portfolio tracking
  • Real Estate Investments: Property-level carbon accounting for direct real estate holdings
  • Infrastructure Debt: Project-specific emissions for renewable energy and infrastructure investments
  • Private Equity: Company-level emissions tracking for unlisted investments

Insurance-Associated Emissions

  • Motor Insurance: Vehicle fleet emissions based on policyholder data and usage patterns
  • Property Insurance: Building-level emissions for commercial and residential property portfolios
  • Marine Insurance: Shipping and cargo emissions for marine insurance exposures
  • Aviation Insurance: Aircraft emissions tracking for aviation insurance portfolios

Regulatory Compliance

  • ORSA Reporting: Climate risk integration into Own Risk and Solvency Assessment processes
  • Solvency II: Climate stress testing and capital adequacy assessment support

Making PCAF assessments smooth and error-free with
The Sustainability Cloud

1

Strengthen solvency management

Integrate climate risk into capital adequacy assessments and meet Solvency II requirements with comprehensive emissions data.

2

Improve underwriting precision

Combine financed emissions data with physical climate risks to enhance pricing accuracy and portfolio resilience.

3

Build stakeholder confidence

Deliver transparent climate disclosures to regulators, policyholders, and investors demonstrating proactive risk management.

Strengthen your climate resilience strategy

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FAQs

Most insurance clients are fully onboarded within 5–7 weeks, covering both investment portfolio emissions and underwriting data integration. More complex insurers with diversified product lines (motor, property, marine, aviation) may require 8–10 weeks for full deployment.

Yes. Our solution is designed specifically for insurers, covering:

  • Financed emissions from investment portfolios (equities, bonds, real estate, infrastructure, private equity)
  • Insurance-associated emissions from underwriting activities (motor, property, marine, aviation)
    This ensures full alignment with evolving PCAF guidance for insurers.

We combine policyholder data, sector proxies, and emissions factors, delivering 95%+ accuracy compared to manual estimation methods, while significantly reducing effort and time.

The platform enables:

  • PCAF-compliant financed and insurance-associated emissions reports
  • Portfolio-level carbon intensity and exposure metrics
  • Data quality and coverage reports for audit readiness

All outputs are designed to support regulatory disclosures, internal risk assessment, and stakeholder communication.