THE SUSTAINABILITY CLOUD®

Get Banking portfolios PCAF ready in just 30 Days

Streamline financed emissions calculations and regulatory compliance with automated PCAF reporting designed specifically for banks. Meet Basel III climate risk requirements, TCFD disclosures, and net-zero commitments while managing complex loan portfolios.

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Trusted by leading banks in their financed emissions journey

Your journey to PCAF compliance starts here

Loan Portfolio Carbon Accounting

Eliminate fragmented, manual emissions tracking by automating financed emissions calculations across commercial loans, mortgages, and credit facilities under PCAF methodology

Regulatory Reporting

Replace time-consuming report builds with pre-mapped TCFD, Basel III, and supervisory stress test outputs, generated directly from your PCAF-compliant emissions data

Risk Management Integration

Embed carbon risk metrics into credit decisions and portfolio management processes.

Client Engagement

Close the borrower data gap with structured engagement tools that collect emissions data at source and support client decarbonization journeys

Multi-Asset Class Coverage

  • Commercial Real Estate: Property-level emissions calculations using building characteristics and energy data
  • Corporate Lending: Company-level financed emissions with sector-specific methodologies
  • Project Finance: Asset-specific carbon accounting for infrastructure and energy projects
  • Mortgages: Residential property emissions based on location, size, and energy ratings

Core Banking Integration

  • Loan Management Systems: Direct API connections to extract portfolio data automatically
  • Credit Risk Platforms: Embed carbon metrics into existing risk assessment workflows
  • Regulatory Reporting: Pre-built templates for supervisory climate stress tests and TCFD disclosures

Basel III Climate Risk Alignment

  • Physical Risk Assessment: Property and asset-level climate vulnerability analysis
  • Transition Risk Metrics: Sector exposure analysis and stranded asset identification
  • Stress Testing: Climate scenario modeling for regulatory capital requirements

Making PCAF assessments smooth and error free with
The Sustainability Cloud

1

Reduce regulatory risk 

Meet Basel III climate requirements and supervisory expectations through automated PCAF calculations and comprehensive audit trails ensuring every data point is traceable, defensible, and examination-ready

2

Enhance credit decisions 

Integrate carbon risk metrics into lending processes to identify transition risks and opportunities in your loan portfolio.

3

Attract sustainable capital 

Demonstrate climate leadership to investors and depositors with transparent financed emissions reporting and net-zero commitments.

Rethink, redefine and reimagine sustainable banking

Ready to automate your PCAF reporting? 

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FAQs

 Most banks are onboarded within 5–7 weeks, including integration with loan management systems, portfolio data mapping, and initial financed emissions reporting. Banks with large and diversified lending portfolios across multiple asset classes may require 8–10 weeks for full implementation.

The platform covers all major bank lending asset classes under PCAF, including:

  • Corporate loans and revolving credit facilities
  • Commercial real estate lending
  • Project finance and infrastructure lending
  • Residential mortgages
  • Motor vehicle loans

The platform helps banks integrate climate risk into Basel III and regulatory reporting frameworks, including:

  • Climate risk inputs for supervisory stress testing
  • Portfolio exposure and transition risk metrics
  • Financed emissions data for TCFD and climate disclosures
  • Documentation and audit trails for regulatory reviews

Yes. The solution integrates with core banking platforms, loan management systems, and credit risk tools through APIs or secure data uploads.